Privacy Policy

1. Introduction

Welcome to Finco Education ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.fincoeducation.com or use our services.

By using our website and services, you consent to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Name and contact information (email address, phone number, postal address)
• Academic information (qualifications, grades, test scores)
• Financial information (for loan applications and processing)
• Documents (passport, transcripts, certificates, SOPs, LORs)
• University and course preferences
• Demographic information

2.2 Automatically Collected Information

• IP address and browser type
• Device information and operating system
• Website usage data and browsing patterns
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide our educational consultancy services
• To process university admission applications
• To assist with education loan applications and processing
• To provide visa assistance and guidance
• To communicate with you regarding our services
• To send important updates, newsletters, and promotional materials (with your consent)
• To improve our website and services
• To comply with legal obligations and regulatory requirements
• To protect our rights and prevent fraud

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

• Universities and Educational Institutions: To process admission applications and facilitate your education abroad journey
• Banks and Financial Institutions: To process education loan applications (with your explicit consent)
• Visa Authorities: When assisting with visa applications (as required)
• Service Providers: With third-party service providers who assist us in operating our business (under strict confidentiality agreements)
• Legal Requirements: When required by law, court order, or government regulations
• Business Transfers: In connection with any merger, sale, or acquisition of our business

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

7. Your Rights

You have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Objection: Object to processing of your personal information
• Data Portability: Request transfer of your data to another service provider
• Withdraw Consent: Withdraw consent for data processing where applicable

To exercise these rights, please contact us at contact@fincoeducation.com

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user preferences. You can control cookies through your browser settings, but this may affect website functionality.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our services are intended for individuals who are 18 years or older or have parental/guardian consent. We do not knowingly collect personal information from children under 18 without appropriate consent.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: